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Cyber Liability and Technology E&O

Making sure complex internet, technology and media risks have the right coverage takes the right wholesaler. We can guide your agency through any of these exposures to make sure your clients have all bases covered. Don’t let your clients down by missing holes in coverage – our specialty knowledge can assist you in making sure the solution you present is the right one.

Technology E&O

Submission Requirements

  • Technology E&O application
  • Loss Runs – details on losses & current status

Highlights

  • Primary and Excess limits
  • Admitted and Surplus options
  • Word Wide Coverage available
  • Packages including Property, General Liability, and Privacy/Data Breach
  • Optional first-party coverage for insured’s expenses to recover from unauthorized access
  • Supplemental payments in addition to the limit for breach mitigation costs
  • Contingent Bodily Injury and Property Damage Coverage available
  • Broadly defined coverage for technology services with flexibility to include additional professions and services

Target Classes

  • Software Designers
  • Cloud Storage Providers
  • Data Base Designers
  • Web Design/Hosting
  • Social Media
  • IT Services
  • Application Engineers/Developers
  • Technology Consultants
  • Computer Science Engineers/Programmers
  • Telecommunications and Wireless Services
  • Electronics Manufacturers
  • E-Commerce
  • Graphic Designers

Cyber Liability, Data Breach & Security

Protection of both electronic and non-electronic information & data is paramount in today’s marketplace.  Privacy & identity theft testimonials seem to dominate the news headlines and the financial loss for businesses can be severe.  Not only can we help you protect your insureds’ data, but we can give them peace of mind that any incident will be dealt with by carriers who know how to write these coverages and have the resources to respond quickly in the event of a claim.

Submission Requirements

  • Cyber Security application
  • Loss History

Highlights

  • Primary and excess limits
  • Access to Crisis Response Teams
  • Cost of Breach notification to customers (may be mandated by laws in certain states)
  • Credit card monitoring services
  • Defense and settlement costs
  • Business Interruption
  • Cyber Extortion and Ransom coverage
  • Public Relations assistance to mitigate reputation damage in the marketplace

Target Classes

  • All Commercial classes

Advertising, Public Relations, & Media Professional Liability

Multimedia Liability Policy covers businesses that create & disseminate content or provide such services, including media companies (traditional, electronic/digital or a combination of both) and non-media companies engaged in media activities.  Whether your insured is a well-established PR firm already running with movers-and-shakers, or a small advertising firm just starting out, we have a solution for you.

Submission Requirements

  • Applicable Media Liability application (Contact us for your specific supplemental application)
  • 3-year Loss Runs – details on losses & current status

Highlights

  • Primary and Excess limits
  • Admitted and Surplus options
  • Word Wide Coverage available
  • Packages including Property, General Liability, and Privacy/Data Breach
  • Advertising and personal injury
  • Invasion of privacy and Defamation Coverage
  • Intellectual Property Protection

Target Classes

  • Advertising and Marketing Agencies
  • Film, TV, and Video Production
  • Publishers (News Paper, Magazines, Books, and Online Content)
  • Web Hosting/Design
  • Print Shops
  • Direct marketing companies
  • Broadcasters
  • Public Relations companies
  • Sales Promotion